When I first realized I had to start taking my finances more seriously, I started by creating a zero-based budget. A zero-based budget is one where, at the beginning of every month, I take my monthly income and allocate every single dollar to a budget category (groceries, cell phone bill, eating out, savings, debt payments,…… Continue reading How I Switched My Money Mindset From Scarcity to Abundance
Impulse purchases are the dynamite that blows up any budget. I made one this week. I was cruising through town with a friend that wanted to innocently check out a few stores. $100 later I am recovering from a retail coma. $78 out of the $100 was a Halloween costume from a store that does…… Continue reading Impulse Purchases 101
It’s Friday! That means Q + A with Maddy. You can always submit your question to be answered by me anonymously by submitting here. Hey Maddy, Below is a proposal I just sent to my Spouse. We are finally both earning again, and I desperately want to get back on track with our finances. What…… Continue reading Friday Q + A with Maddy!
My car is an embarrassment. It has 246,640 miles on it. It is 17 years old. My driver’s side window does not roll down, so everytime I go through a drive-thru I have to open the door. Also, my window does not go all of the way up, so my coworker duct-taped the gap so…… Continue reading Why I Live In A Luxury Apartment…But Drive a Hoop-Dee
Many people think they are good with money and they are not. I was one of those people. As long as my bills were paid every month and I had money left over for coffee and eating out, I thought I was a boss! The truth was that I was on the brink of financial…… Continue reading 4 Signs You are Not “Good With Money”
The day after Memorial Day 2017, I started a new job working as an IT administrator for a retail company. Whatever that means. I had been warned that I was going to be laid off as a marketing manager for my previous job, and I had to choose between a job reading contracts for a solar…… Continue reading 8 Steps I Took To Get a Raise and a Promotion within 2 Months of Starting A New Job
What do financial freedom, health and fitness, education, achieving goals, maintaining relationships, and overall success in life have in common? One word: discipline. The only way I have achieved anything in life was having discipline. This was much easier when I was younger. I was picked on a lot and had few friends, so it…… Continue reading On Discipline