How Learning to Say “No” Can Help You Achieve Your Financial Goals

Have you ever made a financial decision based on guilt and/or pride? Making money decisions based on emotions rarely helps me achieve my financial goals.  They usually end up messing with my budget and setting me back. Through experience, I learned I needed to eat some humble pie, swallow my pride, and start saying “NO.” I had…… Continue reading How Learning to Say “No” Can Help You Achieve Your Financial Goals

How I Switched My Money Mindset From Scarcity to Abundance

When I first realized I had to start taking my finances more seriously, I started by creating a zero-based budget. A zero-based budget is one where, at the beginning of every month, I take my monthly income and allocate every single dollar to a budget category (groceries, cell phone bill, eating out, savings, debt payments,…… Continue reading How I Switched My Money Mindset From Scarcity to Abundance