Click here to watch: https://www.youtube.com/watch?v=_gXmMnRT3aI. Like it or not, having a low credit score can impact whether companies will hire you and what apartments you can rent. If you ever want to buy a home, your credit score is the most important factor. On this episode, I break down how I raised my credit score from the low 500s to 700 in three months, and then all the way up to 755 by 18 months.